A Savings Need [caption id="" align="alignright" width="400" caption="Photo: turbosquid.com"][/caption] Saving money in anticipation of life’s difficulties is as old as the concept of money itself. Money has been hoarded ever since people started using it to pay for things. Saving, rather than spending, money is a required act today. If you do not fulfill the life requirement ...

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A tipster told me that if you join the Ben & Jerry’s fan club newsletter, called ChunkMail, they will email you a printable coupon good for a free single scoop at your local Ben & Jerry’s shop. I was skeptical, but it did indeed come for me. Kinda cold, but free ...

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For years, Kiplinger's has been advising parents that one way to keep higher-education costs under control is to have their kids attend community college for a year or two and then switch to a four-year school. This year, they finally listened to us -- with a vengeance. Read more about Consider community college, three-year plan to ...

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American Express is promoting a new charge card called the AmEx Premier Rewards Gold Card, which is different from their other Gold/Gold Rewards/Platinum/Precious Metal cards. Since this is the new card being pushed, it has the best sign-up incentives for new cardholders: * Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 ...

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Interest rates are still pretty low as we enter 2010, but I remind people that high nominal rates aren’t always better. Would you rather earn 3% with no inflation or 7% with 5% inflation? In any case, most of us have a chunk of cash and we should still try ...

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